This form should help you in realizing your Financial Situation.
Income
Take-home pay (Mom)
Take-home pay (Dad)
Other income
Fixed Expenditures
Projected
Actual
(+) or (-)
Mortgage / rent
Credit-card payments
Home-equity loans
Car loan(s)
Taxes not withheld from pay
Mom
Dad
Insurance Premiums
Life
Auto
Home
Health
Other
Savings / Investments
Vacation fund
Emergency fund
College fund
Retirement / 401(k)
Investment fund
Variable Expenditures
Fuel and utilities
Heating
Electricity
Telephone
Water and sewer
Household operation
Transportation
Automobile gas and repairs
Public Transportation
Clothing
Kids
Pocket Money
Food and beverages
Personal care (haircuts, etc.)
Recreation, entertainment
Medical / dental
Charity
Special expenses (tuition, alimony, etc.)
Miscellaneous
SUMMARY
Fixed expenditures
Total expenditures
Income minus expenditures
Income minus expend. over 12 months
